Different motorcycle types

Types of Motorcycles

Updated January 1, 1 . AmFam Team

Learn more about different motorcycle styles and which one fits your driving dream the best.

If you’ve ever wondered about getting a motorcycle, you’ve probably thought to yourself, “What type of motorcycle fits me?” We can help you narrow down your choices with this simple breakdown of different types of motorcycles.

Standard Bikes. Standard bikes tend to be very basic in style and features, hence their nickname, “naked bikes.” They’re great for beginners, thanks to their upright riding position, lighter weight and ease of control. But like any other style, these come in multiple sizes and speeds, so don’t automatically assume every standard bike is a beginner bike.

Pros: Versatile; usually lower-cost

Cons: Minimal design and tech gadgets

Cruisers. Close your eyes and think of a motorcycle. Chances are you pictured a cruiser — something with classic motorcycle charms like a Harley. Cruisers are low to the ground making them easier to get your feet down flat, but they’re also a little more difficult to clear corners. Cruiser motorcycles are one of the most popular styles of bike, so finding a cruiser in your brand of choice shouldn’t be hard at all.

Pros: Low seat height; ideal for customization

Cons: Riding position can grow uncomfortable during long distances

Touring Bikes. Shrink an SUV into a motorcycle and you’ve got a touring bike. Built for comfort and equipped for long distance traveling, these babies come with features like luggage storage, radios and intercoms, GPS screens, ABS and high-capacity gas tanks.

Pros: Comfortable and well-equipped; carries a lot of gear

Cons: Hefty in size; often pricey; not a beginner bike

Sport Bikes. If you have need for speed, a sport bike is the way to go. These are powerful, high-performance machines with sleek, aerodynamic designs for quick acceleration.

Pros: Strong brakes; lightweight for easy handling

Cons: May have poor fuel economy; awkward riding position

Sport-Touring. These hybrid motorcycles combine the practical features of a touring bike with the ostentatious physicality and racy engine of a sport bike. They typically have more storage than a sports bike, and though their seats are typically higher than a touring bike, they provide a more comfortable riding posture for long distances.

Pro: Better cornering ability than touring bikes

Con: Heavier than sport bikes

Scooters. Think of scooters as the practical little cousin of the motorcycle. So if you’re not quite ready for a motorcycle, the scooter is a good alternative. The frames and wheels are smaller than motorcycles, and engine sizes range from 50cc to 650cc, making scooters a better choice for short commutes around town than long distance travel.

Pros: More fuel efficient and affordable than motorcycles; most have automatic transmission

Con: Smaller to medium sizes are not made for highway riding

There are plenty of subcategories that fit into these motorcycle classes, but with this basic knowledge, you’re sure to find something that fits your style. And if you’re hoping for a little more personalization, consider getting your dream bike custom-built.

No matter which motorcycle you select, give your American Family Insurance agent (Opens in a new tab) a call to make sure you have the right insurance coverage for your riding style.

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    Quick Checklist: 9 Steps to Take After a Motorcycle Accident

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    1. Get Out of Harm’s Way: If you’re physically able, pull yourself out of the road.
    2. Get Help: Call 911 and receive medical care, even if you don’t think anything’s wrong.
    3. Check Yourself Out: Carefully feel around for any injuries or sources of pain.
    4. Don’t Remove Your Gear: Your helmet and other safety accessories might be helping you even now.
    5. Scan Your Surroundings: Take in the details at the scene of the accident to avoid danger, then remember them for later.
    6. Get Pictures of the Scene: Any shots you snap may be useful as visual evidence.
    7. Talk with Anyone Involved or Present: Record insurance info and eyewitness accounts.
    8. Get a Copy of the Motorcycle Accident Report: The info in the police report can come in handy when talking with insurance agents.
    9. Contact Your Insurance Company: File a claim right away!
    1. Get Out of Harm’s Way

    2. If possible, move to the side of the road. Some motorcyclists’ first instinct after an accident is to worry about their bike. For now, though, leave it as it is. You just got into a motorcycle accident — put yourself before your ride and reach a safe location.

    3. Get Help

    4. Whether you feel perfectly awful or perfectly fine, you or an able bystander must call for emergency services. If it seems unnecessary, just say this aloud: “I was in a motorcycle accident.” . Trained medical professionals may notice what you can’t, so call 911 right away.

    5. Check Yourself Out

    6. Emergency services will appreciate any info you can provide on how you’re feeling. Get in a position that causes the least strain on your body. Once you’re as comfortable as you can get, try to perform a careful and basic medical check on yourself. Slowly test which limbs you can move. Assess where you feel pain. Consider if you’re nauseous or dizzy.

    7. Don’t Remove Your Gear

    8. Motorcyclists wear safety gear to minimize injuries and reduce risk . Your jacket and helmet might be protecting you from problems you don’t even notice in the post-accident rush of adrenaline. Leave your gear on until a medical professional says otherwise. They can help you safely remove it if needed.

    9. Scan Your Surroundings

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    11. Get Pictures of the Scene

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    13. Talk with Anyone Involved or Present

    14. Sometimes, motorcycle accidents only involve the motorcyclist. Other times, it may involve another driver, or someone whose property was damaged in the incident. Everyone involved should be aware of everyone else’s insurance situation. It may also help your case to get quotes and contact info from eyewitnesses who are otherwise uninvolved. Ask anyone else present for their account and record it with their permission.

    15. Get a Copy of the Motorcycle Accident Report

    16. When the police investigate accidents, they compile their findings into a document. As someone involved in the incident, you can request a copy for yourself. The motorcycle accident report includes statements from involved parties and witnesses, recorded observations of the scene, and more. All this information is essential when filing an insurance claim.

    17. Contact Your Insurance Company

    18. Motorcycle insurance is a must-have, and not just because most states legally require it for riders. It can help cover hospital bills, which can mean paying less or even paying nothing for treatment. Once you’re out of danger with everything else taken care of, contact an insurance agent while you’re recovering. File an insurance claim as soon as you can. As with everyone else, be completely honest about the details of the accident.

    Request a Motorcycle Insurance Quote Today

    We hope that you never have reason to need the information in this guide. With that said, knowing what to do after a motorcycle accident might make a huge difference someday. So can having motorcycle insurance with American Family Insurance. Speak with an agent today about our coverages, including collision coverage, and get a quote.

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    Better mileage

    Many manufacturers have pushed the range that their bikes can travel before running out of a charge with their latest offering.

    Fast charging

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    Battery guarantees

    Some groups are offering unlimited battery warranties that extend for five years.

    Regenerative braking capability

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    Electric motorcycles vs. gas

    When compared to the range that a conventional 1000cc sports bike gets, some e-motorcycles travel just as far on a full charge as they would on a full tank of gas.

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    220 mph, zero to 60 in 2.0 seconds

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    No oil means no oil changing

    Owning an electric motorcycle is just plain easier. No checking and changing the oil or filter.

    Tune ups are a breeze

    No spark plugs, clutch or timing belt to replace. No fuel filter to change. In the long run, less maintenance helps to justify the higher price tag.

    Less moving parts

    Because e-motorcycles are really just an electric motor and drive train, there’s less worry. You won’t have to keep an internal combustion engine up and running.

    Smarter ebike tech

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    Yes, you should take a look at your motorcycle coverage options to best protect your ride, and remember to check in with your American Family Insurance agent. Reducing your carbon footprint can help you contribute to a greener world, and getting an electric motorcycle might be the way to go. With it, you’ll enjoy performance, convenience, versatility and all the other cool benefits that are part of being a biker. Ride on!

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